Debt Settlement Calculator


Debt Settlement is intended for those who have significant indebtedness and find the repayment of this debt extremely difficult.  The debt settlement calculator below will help you understand how much you can set aside over a period of time to deal with your overall debt.  This chart is for your evaluation only and is offered as a guidance tool not for legal advice.  Remember that Bankruptcy should be your last resort and we recommend the debt settlement process to resolve your debt.
 

 

 

Please enter all the following as monthly income or payments

Total Monthly Income:

Total monthly Secured Debt and expenses (mortgage, electric etc.):



Amount to Save each month for settlement:


Possible debt that can be settled in 6 months:
Possible debt that can be settled in 1 year:
Possible debt that can be settled in 3 years:


Links To Additional Services

Below are some links to other companies that may be able to help you. 
Click on the picture of the company to receive more information:

 

ING DIRECT
 

  Click here to start saving with ING DIRECT!

If you need a bank account to put money away each month for a settlement offer, use ING Direct Orange Savings Account. Click on the banner to the left to receive more information.  Below is a statement from ING Direct about their program:

ING DIRECT exists to help you Save Your Money. We do business online, over the phone and by mail. Without the overhead and high operational costs of other banks, we can pass those savings onto Customers.
 

 

Credit Counseling and Debt Consolidation
 

If you feel debt consolidation may be right for you,
click on the banner to the left to receive more information.  Below is a statement from Care One Credit about their program:

Unlike other providers, we are able to provide you with multiple debt consolidation options to help you become debt-free. With CareOne providers, you’ll be able to consider both a debt management plan and settlement. We'll provide you with a recommended solution based on your situation and you won’t need to worry that you are being forced into a solution that doesn’t work for you.
 

 

Lexington Law - Credit Repair
 

  Denied? Due to bad credit?

If you are in the process of repairing your credit or looking for help on credit repair, click on the banner to the left to receive more information.  Below is a statement from Lexington Law about their program:

Since 1991, Lexington Law has helped over 1/2 million clients improve their credit. Our many years of experience have helped us develop and refine our credit repair services to deliver optimal results—results which assisted our clients in the removal of over 600,000 items last year alone.

 

 

Free Credit Report 360
 

 

If you want to receive your credit report from all 3 credit reporting agencies, click on the banner to the left to receive more information.  Below is a statement from Free Credit Report 360 about their program:

Your will Receive:

* TransUnion, Equifax, & Experian Reports
* Credit Scores From all 3 Bureaus
* Credit Monitoring & Alerts
* Delivered to you instantly online


 

 

Identity Truth - Identity Protection
 

  IdentityTruth

If you want to protect yourself from identity theft,
click on the banner to the left to receive more information.  Below is a statement from Identity Truth about their program:

IdentityTruth's comprehensive identity protection service provides credit monitoring and fraud alerts that proactively helps protect and uncover existing identity fraud risks and potential threats before they reach a subscriber's credit report.
 

 

Life Lock - Identity Protection
 

  LifeLock Identity Theft Prevention - Save 10%

If you want to protect yourself from identity theft,
click on the banner to the left to receive more information.  Below is a statement from Life Lock about their program:

LifeLock is the industry leader in the rapidly growing field of Identity Theft Protection and offers a proven solution that prevents your identity from being stolen before it happens.
 

 

Prepaid Visa Credit Card
 

  Visa Prepaid Card

If you need help obtaining a credit card,
click on the banner to the left to receive more information.  Below is a statement from Vision about their program:

The Vision Premier Visa Prepaid Card gives you the simplicity and convenience you need to manage your finances.  Vision Premier is more than just a card - it’s a full service account that is designed to make your life easier.
 
 

Discover Card
 

  Discover Open Road

If you need to open a new credit card,
click on the banner to the left to receive more information.  Below is information from Discover about their program:
 
  • 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more
  • 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site, ShopDiscover
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
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    Send mail to info@adsdebtsettlement.com for any questions or comments about our website.

    Tel: 1-866-601-8909 .  Fax: (610) 545-5560 .

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