Additional Debt Services
If you are in need of
additional debt help during your process click
on the link below to receive a free
The facts consumers need to
know about Debt Collectors. Understand
your protection rights.
New Bankruptcy Law
A website explaining the new bankruptcy law and
what effects it has on the consumer.
Why is America in so much Debt?
An important article concerning credit card
CAMCO To Pay $1 Million to Settle Unfair,
Deceptive Collection Practices
The settlement bans the companies from engaging
in any future debt collection activities
Debt XS fined by State Attorney General
against Chase Bank
DebtXS of Dallas used tactics to conceal fees
for debt reduction and payoffs with creditors
FTC Stops Nationwide Debt Negotiation Scheme
Federal judge has issued a temporary restraining
order against a nationwide operation that
claimed it could reduce consumers’ debt by up to
60 percent, leading many people into financial
ruin and bankruptcy.
AmeriDebt Sued For Fraud
that “Credit Counseling” Firm Misrepresents
Costs and Nature of Its Services.
Settles FTC Deception Charges
The Federal Trade Commission
today put a successful end to the largest case
against deceptive credit counseling and debt
management brought by the agency.
Counseling Corp. refunds $250,000 in overcharges
Refunds of $250,000 to hundreds of West Virginia
consumers who were overcharged for the company's
General Debt Information
Understanding the basics of debt settlement,
debt negotiation, and debt consolidation will
help you to determine the best course of action
for your situation. A useful overview
concerning your legal rights with specific links
to federal code and state statutes.
Credit Cards Without Late Fees? What You
Don't Know Can Hurt You
Americans know all too well how much it costs to
use credit cards. The average household in the
U.S. now has nearly $10,000 in credit card debt.
companies are doubling their minimum payments
Due to the overwhelming amount of credit card
debt, credit card companies are doing whatever
they can to collect payment.
Good Debt Vs. Bad Debt
The amount of personal
debt in this country is ever-increasing and a
large part of the reason is that credit has
never been easier to get.
Credit and Your Consumer Rights
You have rights as a consumer to take specific
actions towards your credit standing. Remember,
if you don't know your rights, then you have
Getting Credit: What You Need to Know About
Having problems establishing your credit record?
Do you really know what it means to have a
credit record? Find out here.
Eight Things A Credit Card
User Should Know
Most Americans have at least
one credit card, but how many really know when
their interest rate can be raised, how much
interest they can legally be charged, and why
credit card companies raise rates?
Has Largest Credit Card Debt with 1,497 Credit
Please don't let this happen to you. There are
better ways to get into the Guinness Book Of
Debt Settlement Process Available in the
The states below are attorney driven states that
only allow attorneys to settle debt on your
credit card. With the ADS Debt Settlement
Solution you can learn how to get out of debt on
your own and not have to hire an attorney.
Below is a list of these states:
CO – Colorado
OR – Oregon
WI – Wisconsin
WV – West Virginia
DC – Washington DC
GA - Georgia
HI - Hawaii
IA - Iowa
ID - Idaho
KS - Kansas
KY - Kentucky
ME - Maine
MN - Minnesota
MS - Mississippi
NC – North Carolina
NJ – New Jersey
NV - Nevada
OH - Ohio
PA – Pennsylvania
SC – South Carolina
TN - Tennessee
UT - Utah
VT - Vermont
VA - Virginia
WA - Washington
WY – Wyoming